Frequently Asked Questions

Once the facility is in place, funds are typically available as invoices are raised, often within the same day.

No. This is working capital linked to your invoices and business assets, not a fixed-term loan with a static limit.

No. Facilities are structured confidentially.

No. Where needed, we work with you to ensure your financials are clear and reliable so funding can be maximised.

Because we assess how the business actually operates, not just surface-level financials, and where needed, ensure the numbers are clear enough to structure funding properly.

This isn’t a one-size-fits-all product. It doesn’t suit every business, and it’s not designed to be the cheapest option. It’s built for businesses that need a more flexible finance partner.

Most traditional accounting services are built for compliance tax structuring, and historical reporting. However, this often leaves a gap in day-to-day financial reporting and guidance that a hands-on CFO provides.

Most businesses continue working with their existing accountant. We work alongside them by maintaining accurate, up-to-date financial data and providing reliable reporting throughout the year, making year-end reconciliation and compliance significantly more efficient.

No. We offer flexible support that is built around your business. Some clients need us to manage everything, while others already have internal systems and simply need a second set of eyes to ensure their data is reliable, accurate, and timely. We work alongside your existing systems where they are strong and step in only where needed to ensure you have full financial visibility.

Lenders require accurate and reliable financial data to structure a facility. When your records are precision-engineered, and your performance is clear, our funding can be structured with significantly greater confidence.

Think of Bookkeeping as your foundation; it provides the reliable, accurate data and visibility you need to see what is happening in real-time. CFO Advisory is the strategic layer on top (it’s the human intelligence that interprets those numbers to identify where you are losing margin, how to price new work, and how to build a roadmap for long-term profitability.

We have found that the financial and technology challenges for SMEs are often linked. By providing technology oversight, we ensure your data is robust and secure, which in turn allows us to structure more flexible funding, knowing your data is safe.

No. Our technology solutions are optional. As a finance client, technology support is included at no additional cost.

Standard IT support often focuses on fixing hardware or software when it breaks. It’s more reactive, while ABL Technology is a managed service, we are more proactive, patching and maintaining systems and fixing problems before they occur.

Lenders and partners view data security as a major risk factor. If your business is vulnerable to breaches or your financial records are stored on insecure systems, it poses an increased threat to your business.