Progress Claim Finance

Business Funding for Progress Claims

Receive funding for your progress claims without waiting for months. ABL Corp steps in where others can’t to provide business funding for your working capital needs and broader construction cash flow solutions.

The Problem

The Progress Claim Payment Gap

If you operate in construction, you already know the problem.

Waiting weeks (sometimes months) for progress claims to be paid, while overheads, wages and materials stack up. It’s a major cash flow risk and one of the biggest causes of cash flow gaps in construction projects.

The problem is, most lenders refuse to fund against progress claims as they’re concerned they may not be paid; they don’t consider them reliable security.

Lenders typically regard progress claims as higher-risk business funding and therefore avoid funding against them.

Traditional invoice finance facilities are generally designed to fund completed invoices, not progress claims.

But at ABL Corp, we’re equipped to step in where others can’t.

ABL Corp approaches this differently. Our integrated Finance, Advisory and Technology model gives us a clear understanding of your business operations, helping us deliver progress claims funding solutions that align with your business needs, including structured progress claims funding.

At ABL Corp, we’ve got the systems, insight, and experience to support construction progress
claims finance across Australia.

Why Lenders Say No

Why Progress Claim Finance is a No-Go for Most Lenders

  • Disputes, set-offs and liquidated damages are common
  • Debtors can refuse payment if the contractor collapses mid-project
  • Final claims are often the most contested
  • The building industry is historically prone to higher rates of business closure and financial instability
  • Many lenders simply don’t have the operational oversight required to properly assess construction business funding security

The ABL Corp Way

We fund where others won’t because we stay close to the numbers, the worksite, and your overall financial position, in real time.

Our model goes beyond traditional lending, combining financial data integration with on-the-ground visibility, reviewing claims against scope and progress before they become invoices.

With direct access to payroll, costings and supplier activity via cloud systems, alongside ongoing construction financial performance reporting, we maintain a level of oversight others can’t match.

Our approach supports stronger construction project cash flow management, helping us validate claims and make funding decisions with greater confidence.

This hands-on approach allows us to validate claims confidently, and provide funding with control, speed and purpose.

Our proactive approach means potential issues are identified early, giving you more time to respond with clarity.

The ABL Corp Progress Claim Solution

Who this is for

ABL Corp picked it up straight away without hesitation and said they could help us. You can see the difference straight away – that they actually genuinely mean what they say they’re going to do.
– Steven Kemp

Ready to Safeguard Your Cash Flow?

If you’re tendering for new projects, moving between stages, or want the confidence to grow, knowing your cash flow is covered, we’d love to explore how we can support you with our unique business funding model.





    Asset Balance Sheet Eligible Amount Advance Rate Maximum Advance
    Accounts Receivable (Debtors) $100,000 $80,000 85% $68,000
    Inventory $50,000 $40,000 50% $20,000
    Plant & Equipment (Equity) $100,000 $80,000 60% $48,000
    TOTAL LIMIT $200,000 $136,000