01. Invoice Finance (Working Capital)
Turn your unpaid invoices into immediate funds and improve business cash flow.
How does invoice finance work in 3 simple steps?
When you raise an invoice for goods delivered or services performed, we can advance up to 80% of the value of that invoice, giving you access to funds on the same day rather than waiting for your customer to pay.
Then, when your customer pays, you receive the remaining 20%.
As you generate more sales and your business grows, your access to funding increases automatically, unlike overdrafts, which are a fixed dollar amount, typically linked to the value of property security.
Key features:
-
Ongoing, revolving access to working capital
-
Funding increases as your business grows with no need to renegotiate limits
-
Confidential – your customers don’t see it
-
Secured by business assets – no reliance on property security
-
No long-term contracts
What this allows you to do:
-
Bridge cash flow gaps
-
Pay suppliers and staff on time
-
Keep ATO commitments on track
-
Take on new opportunities and grow