Who We Work With – SMEs

Access the Capital Required to Scale Your Business

Finance-led solutions backed by the strategic oversight and financial visibility needed for business funding and improve cash flow management for SMEs.

The Problem

Solving the Chronic Cash Flow Cycle

The most common constraint for Australian businesses is cash flow.

Without access to the right SME business funding solutions, even the best strategic plans remain theoretical.This often results in a liquidity squeeze where owners are forced to seek working capital finance for small business or dip into personal savings.

The Solution

Finance-Led Integrated Strategy

At ABL Corp, we provide immediate capital through structured SME funding solutions, while strengthening financial visibility and control.

Finance (The Catalyst)

We leverage assets across your balance sheet to improve cash flow, unlock working capital, and support day-to-day business operations.

Bookkeeping (The Visibility)

Strong financial visibility is critical to funding confidence. We help ensure reporting is accurate, current, and reliable so that we have a clearer understanding of operational performance and cash flow.

CFO Advisory (The Strategy):

Our advisors provide the human-led insight to turn your data into an actionable roadmap for long-term growth and profitability.

Small Business Restructuring (SBR)

For businesses under financial pressure, the Small Business Restructure Australia process provides a structured pathway to recovery.

This formal regime is designed for businesses seeking SME debt restructuring solutions, allowing directors to maintain control while stabilising operations.

It provides breathing space through creditor protection and supports long-term business financial recovery strategies.

Who Are Our Solutions For

Our approach is designed for any SMEs looking to overcome their obstacles with a flexible lender.

Businesses Needing Capital

Organisations turning over between 1 million and 10 million dollars that require more flexible funding structures to support cash flow, operations, and growth.

Growth-Focused SMEs

Businesses experiencing growth but facing funding pressure due to long payment cycles, operational demands, or limited access to flexible working capital.

Complex Scenarios

Companies experiencing inconsistent cash flow or those needing a more open-minded lender who looks beyond historical tax returns

A Simple 3 Step Process to Get Funded

We have streamlined the path to accessing capital so you can focus on running your business.

Asset Balance Sheet Eligible Amount Advance Rate Maximum Advance
Accounts Receivable (Debtors) $100,000 $80,000 85% $68,000
Inventory $50,000 $40,000 50% $20,000
Plant & Equipment (Equity) $100,000 $80,000 60% $48,000
TOTAL LIMIT $200,000 $136,000